The Amres

2nds

Program

An excellent opportunity for borrowers to tap into their home's equity without losing their low rate first mortgage.

The Amres

2nds

Program

Our closed ends second mortgage provides an excellent opportunity for borrowers who are looking to finance a second home but do not have the capital necessary on hand.

A second mortgage allows you to use your home’s equity, and put it to work. Instead of having that money tied up in your home, it’s available for expenses you may have currently.

The process of obtaining a second mortgage is similar to the way you qualify for a primary mortgage. You may also be required to get an appraisal to confirm the value of your home. Borrowers who are looking to take out second mortgages can obtain fixed home equity loans without impacting their first mortgage.

Product Features

Credit Scores starting at 640
Loans starting at $50K up to $500k
Max total combined liens $4M
Up to 90% CLTV Full Doc or 85% Bank Statement
Bank Statement or Full Doc
Eligible in TX
Warrantable and Non-Warrantable Condos
Eligible Occupancy: Owner Occupied, Second Homes, Investment Properties

Ready to gain access to our powerful suite of lending programs?

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Frequently Asked Question

How can I get approved to use your portal?

Our approval process is quick and easy. You can either start by filling out the Become a Partner form here on our website, or you can speak to one of our Account Executives who will provide you with a full application and make sure that you're getting the help you need.

How long does it take to get approved?

48 hours is always our goal. You don't have to wait that long to get loans started though. Get in touch with one of our account executives and they can get your loan into the pipeline while we work on the setup process.

Do I have to be approved before I can start a loan?

No! We can do both at the same time so you don't waste anytime. Begin processing your loan while we work on getting you setup so by the time you are, your loan is already working through the pipeline.